VariSys Cards

The VariSys card provides the differentiation issuers are looking for and convenience cardholders want by consolidating several accounts onto a single card, (i.e. Debit, Personal Credit, Corporate Credit, Airmiles, Hotel Points, etc.). A VariSys card can be combined with the features of the SecurSys card - Dynamic Authentication Code and Real-time Authentication - to provide convenience AND security for all of a cardholders accounts.

The VariSys solution provides:

Multiple accounts on one card	VariSys provides the convenience and unique card offering of the ability to combine multiple accounts onto one card. Issuers now have a way to truly differentiate their offering from any other issuer. Cardholders receive the convenience of having their Credit, Debit, Corporate or other accounts aggregated onto one easy to carry and use credit card. In addition, issuers will drive top line revenue by acquiring new customers through cross selling of products (debit cards to credit cardholders, personal credit cards to corporate cardholders, Airmiles or credit cards to debit card holders, etc.). Cardholder retention rates and card usage will increase - if a cardholder is only going to carry one card, what issuers' card do you think it will be?
DAC	Protected by a portfolio of pending US & international patents, PrivaSys' business solution with enhanced card security enables issuers to preclude card skimming/cloning because the DAC is used for only one transaction. If compromised by a skimmer or cloned card, the VAULT precludes a DAC from being approved for a subsequent transaction, stopping fraud cold.
Real-time Authentication	Prevents fraud due to lost, stolen or unauthorized card use. With the addition of real-time authentication, which takes place in the issuers' secure environment behind their firewall, unauthorized card use is eliminated for all accounts on the VariSys card.
Use your card Anytime - Anywhere	A VariSys card conforms to the association standards and is the size of a conventional credit card. The PrivaSys technology is read by the infrastructure of the existing magnetic card processing systems and is immediately compatible with almost 30 million merchants locations world-wide.
Compatible with existing card readers and merchant systems	Immediate Merchant Acceptance - VariSys operates with the existing merchant card readers and processing systems, there is NO change at the merchant or the way that a cardholder interacts to make their purchase. NO change guarantees immediate merchant acceptance world-wide.

All of PrivaSys' proprietary cards are engineered for durability, reliability and performance and conform to card association rules. The Dynamic Authentication Code is compatible with all processing functions associated with a transactions i.e. authorization, settlement, adjustments, returns, stand-in processing, etc. PrivaSys' technical integration is efficient, scalable and stable. The core technology conforms to the existing processing infrastructure, ensuring instant compatibility with almost 30 million American Express, Discover, MasterCard, VISA and private label merchants worldwide. The core assets are platform agnostic, poised to scale and leverage with new electronic payments across established & emerging platforms.